The stumbling block is the fact that Tallahassee is infested with lawyers. This is why we can’t have better rates, almost every commercial is for an injury lawyer promising they won’t charge you if they don’t win their case or offering to sue somebody for various other things.

Still, my homeowners insurance premiums with my old carrier were set to triple this year. My insurer was one of them that had huge losses due to Ian. I understand them needing to recoup some/most of their losses, but the policy needs to reflect the actual risk. Writing a new policy with another carrier would have still been at least double my old rate.

The Citizens policy included a jump of 40-50%. That no private insurer would come close to that price says a lot about how bad some of them are hurting.

And I agree with David — Insurance for properties should reflect the risk, and living on the coast or a barrier island is a greater risk than living in Tallahassee or Lake City.

What planet is this dude living on?

Taxpayers would benefit if government would only return to some of the prison/jail practices of the early 20th Century. Bring back the Prison Farm where inmates worked and raised all the food they prison required. Until recently, Georgia’s State Prison in Reidsville would have inmates out behind mules plowing fields, raising beef, pork and poultry. Inmates work on public service project. In fact, Reidsville raised so much food it had a surplus. But now, Liberal Progressive Politicians think it is better to make more Day Rooms for inmates to watch television and they hire citizens to cut the grass and clean the roads. Liberals are so soft on crime it is ridiculous. Liberals will not acknowledge that criminals do not follow the law no matter how many times you say it. Apparently, the city commission is clueless on the causes of crime because they are about to waste hundreds of thousands of dollars hiring progressive groups to figure it out.

Bring back the chain gang. Today, inmates are not required to work. Instead, the taxpayer hires a county employee, pays him and provides top-shelf medical care and retirement benefits. All for doing simply tasks like cutting grass. Making inmates work hard while they are incarcerated would save tax dollars and deter crime.

I understand why insurance is expensive. Between “give-them-the-Organ and Organ and all the other attorneys working at Dewey, Cheatum and Howell sticking it to them and natural disasters, raising rates to make a profit is understandable. So, local government should look elsewhere to save taxpayers and homeowners money.

And is it any wonder that average ACT scores have dropped again? When the School board takes 20 minutes to define what is a woman and what is a man says, it all. The typical High School graduate sucks at basic math, reading and has little knowledge of History and Science.

Do you know the vast majority of Metro Star Bus Riders are those that lost their driver’s license because they didn’t pay child support, have a DUI arrest, just got out of the prison/jail or are just full-time welfare recipients? In the Liberal’s world, we got you covered. Welfare has taken the place of the Father. Welfare deters working because being on welfare pays more. Welfare encourages single mothers to have more children. In my opinion, and a few others, the biggest and worst threat to the Black community is Welfare and the Teacher’s Union. It is literally, the Democrats Peeing down the backs of the Black Community and telling them it’s raining. Growing Welfare, dumbing down school and college curriculums and eliminating any standards for college admission will assure the the majority of the Black Community will always be government dependent and in/out of the prison system.

Welfare allows you to eat better, smoke, play the lottery and not work. I know they eat better than me.

To Ryan Wray, I say, at least I ain’t Matlow’s “do-boy”. Not a chance because I’m a Proud Rural Redneck