Ian surpassed Andrew as the costliest hurricane to every hit Florida. 6 years ago was Hurricane Michael and the major damage it did to the Panama City area.

I hate overpaying for risk avoidance just like everyone else and don’t mean to be making excuses for the new rates. But I understand them.

They went up faster and farther under Ron DeSantis than anyone else. We had five hurricanes in one year once and my insurance didn’t go up a cent. So don’t pretend politicians have nothing to do with it. They most certainly do.

Hurricane Ian raised hell with Florida last year. It bankrupted a couple of insurers and drove others out of Florida. Those that survived have incurred huge losses (payouts) and have raised rates to recover from those claims. In 40 years of home ownership I’ve never had a damage claim from a hurricane or anything else and had my policy canceled earlier this year when the company left Florida. The first replacement policy my agent found had premiums that were triple last years.

This year’s an exception, with little hurricane damage. We need a few more years like this.

NOW, Can’t do that. About 10 Years ago, at my old High School, a Student had the Cops called on her and she was Suspended because someone walked past her Car, looked in and saw a Butter Knife on the Floor and reported her. This was a Monday and she told the Cop that she helps her Mom on the Weekends with Parties and that was left in her Car by mistake. The Cop did not arrest her after talking to Her Mother BUT, She was still Suspended. A Toddler in Elementary School was expelled because he was playing Cowboys with other Kids, a Teacher saw him point his Finger at another Boy and yell Bang. It’s Sad Times we live in.

I like DeSantis as our governor, but it’s time for him to drop out of the presidential race and focus on the job Floridians hired him to do. Regarding the debates, Trump is right. If Trump’s in the debate it’s a circus to see who can score the most points against him. As it is now, the debaters have to have real policies and answers.