This week’s mortgage rates continue trending lower, reaching their lowest point since mid-September.
The 30-year fixed-rate mortgage decreased by 0.18 percentage points and is now averaging 6.15%, according to Freddie Mac. It is the second week in a row that the 30-year rate has moved lower. Borrowers looking into a 15-year fixed-rate loan will find rates averaging 5.28%, down by 0.24 percentage points.
![](https://i1.wp.com/tallahasseereports.com/wp-content/uploads/2023/01/MRT122.png?resize=980%2C646&ssl=1)
My 30 Year Rate is 2.74%.